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Auto & Street Bike Loans

We know you want the best financing available when it comes to your vehicle purchase. Our competitive low rates mean you could be saving money on your auto loan from the day you drive it off the lot.

We’re also your resource for buying or refinancing your new or used car or street bike!

Many buyers prefer to know exactly what they can afford before they begin searching for a vehicle. We make it easy to get preapproved. We’ll take into account current financing rates, your credit score, car value, and other factors before determining how much you qualify for.

New or Used Cars

We offer terms up to 84 months on new or used cars or street bikes – refis, purchases and lease buy-outs.

Classic Cars

If you’re looking to finance a one-of-a-kind beauty, look no further. SCE FCU can help put it in your garage.

First-Time Buyers

Are you ready to buy your first car? If so, we can help. This loan is designed for those who have little to no credit and are ready to buy their first car. To make it even easier, we offer our concierge Auto Buying Services, which will find the car that best suits you.

Vehicle Value Loan

Use the car you own outright as collateral for a quick loan to get the cash you need.

 

Looking for a recreational loan? The fun starts here! We’ve made it easy with low rates and extended terms on new and used RVs, travel trailers, boats, and off-road motorcycles or vehicles. Check out our Recreational Loans.

Recreational Loans

 

Rate Table: Auto & Street Bikes

New Autos

New Auto rates
Term Minimum Loan Amount APR1,2 Estimated Monthly Payment per $1,000
1 - 3 Years $1,500 3.49% - 13.24% $84.92 - $33.82
4 Years $5,000 3.49% - 13.24% $22.36 - $26.46
5 Years $10,000 3.49% - $13.24% $18.19 - $22.89
6 Years $15,000 3.99% - 15.24% $14.87 - $20.77
7 Years $25,000 4.49% - 9.49% $13.90 - $16.35

Used Autos

Used Auto rates
Term Minimum Loan Amount APR1,2 Estimated Monthly Payment per $1,000
1 - 3 Years $1,500 3.74% - 13.49% $85.04 - $33.94
4 Years $5,000 3.74% - 13.49% $22.47 - $27.08
5 Years $10,000 3.74% - 13.49% $18.31 - $23.01
6 Years $15,000 4.24% - 15.49% $23.01 - $21.42
7 Years $25,000 4.74% - 9.74% $14.02 - $16.48

New Street Legal Motorcycles

New Street Legal Motorcycle rates
Term Minimum Loan Amount APR1,2 Estimated Monthly Payment per $1,000
1 - 3 Years $1,500 4.49% - 14.24% $85.38 - $34.30
4 Years $5,000 4.49% - 14.24% $22.80 - $27.46
5 Years $10,000 4.49% - 14.24% $18.64 - $23.40
6 Years $15,000 4.99% - 16.24% $16.11 - $21.84
7 Years $25,000 5.49% - 10.49% $14.37 - $16.86

Used Street Legal Motorcycles

Used Street Legal Motorcycles rates
Term Minimum Loan Amount APR1,2 Estimated Monthly Payment per $1,000
1 - 3 Years $1,500 4.74% - 5.99% $85.50 - $30.42
4 Years $5,000 4.74% - 5.99% $22.92 - $23.49
5 Years $10,000 4.74% - 5.99% $18.76 - $19.33
6 Years $15,000 5.24% - 16.49% $16.22 - $21.97
7 Years $25,000 5.74% - 10.74% $14.49 - $17.00

First Time Buyer Auto & Street Legal Motorcycles - New & Used

First Time Buyer Auto & Street Legal Motorcycles - New & Used rates
Term Minimum Loan Amount APR1,2 Estimated Monthly Payment per $1,000
1 - 3 Years $1,500 5.49% - 15.24% $85.84 - $34.79
4 Years $5,000 5.49% - 15.24% $23.26 - $27.96
5 Years $10,000 5.49% - 15.24% $19.10 - $23.93
6 Years $15,000 5.99% - 17.24% $16.58 - $22.39

Classic Auto Rates3

Classic Auto loan rates
Term Minimum Loan Amount APR1,2 Estimated Monthly Payment per $1,000
1 - 3 Years $1,500 3.99% - 8.24% $85.18 - $31.45
4 Years $5,000 3.99% - 8.24% $22.58 - $24.53
5 Years $10,000 3.99% - 8.24% $18.42 - $20.40
6 Years $15,000 4.49% - 8.74% $15.88 - $17.90
7 Years $25,000 4.99% - 7.99% $14.14 - $15.59

Vehicle Value Rates4

Vehicle Value loan rates
Term Minimum Loan Amount APR1,2 Estimated Monthly Payment per $1,000
1 - 3 Years $1,500 4.49% - 14.24% $85.38 - $34.30
4 Years $5,000 4.49% - 14.24% $22.80 - $27.46
5 Years $10,000 4.49% - 14.24% $18.64 - $23.53
6 Years $15,000 4.99% - 9.24% $16.11 - $18.15

Printable Rate Sheet