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  • man in holiday sweater shopping with credit card

    Managing Holiday Expenses

    November 14, 2019 | Tips

    According to a 2017 survey from mobile startup Varo, 74% of Americans say they often fail to budget properly for the holidays. And so many end up racking up holiday debt, particularly on credit cards.

    The problem is debt on credit cards tend to linger past the holiday season. According to a 2018 Magnify Money survey, 49% of holiday shoppers said it would take five months or longer to pay the season’s debt off their credit cards. Meaning, those shoppers were going to paying for their 2018 holiday debt well into May of 2019.

  • financial statement

    What is Portfolio Management?

    November 12, 2019 | Tips

    Your retirement accounts, those shares of stock your great uncle left you and the cash you’ve set aside to dabble in the market – broadly speaking, this collection of accounts is your portfolio.

    Portfolio management – done on your own or by a professional portfolio manager or an automated investing service – means coming up with and executing a cohesive investing strategy based on your goals, timeline and stomach for risk. Or, in more by-the-book terms...

  • woman with her mother and daughter

    If you find yourself squeezed between caring for your children and caring for your aging parents, you’re part of what’s now referred to as the Sandwich Generation. It’s a scenario faced by nearly half (47%) of adults now in their 40s and 50s, according to a Pew Research Center study, and it can be a recipe for financial disaster. Here are some things you can do to help keep your finances on track, while meeting your family responsibilities.

  • woman thinking about a house and her money

    The majority of millennials don’t own a home – and many have student loans to blame for that. According to a recent survey from Bankrate, a whopping 61% of millennials don’t yet own a home, and nearly a quarter of them say student loan debt is the culprit.

  • man with dollar sign jet pack

    Setting SMART Financial Goals

    October 31, 2019 | Tips

    Has something beneficial ever happened to you with no effort on your part? Sometimes good things just happen, but usually it takes some planning and effort on your part to make those good things happen.

    Setting financial goals is an integral part of financial success. Financial goals help to guide your short- and long-term spending decisions because they force you to identify priorities for your money.

  • woman looking at bills

    If you’re saddled with debt, you’re not alone – in 2018, the average personal debt exceeded $38,000, according to a 2018 Planning & Progress Study from Northwestern Mutual. The same study found that Americans are twice as likely to have accumulated $5,000 to $25,000 in debt rather than personal savings, and 2 in 10 consumers allocate 50 to 100% of their income toward debt repayment.

  • fallen tree on house

    When it’s time to make an insurance claim, the more prepared you are, the more smoothly it’ll go. Be familiar not only with your policies, but also with the steps you should take to file a claim.

  • woman reviewing financials

    October is Financial Planning Month, which makes it a good time to review your financial goals.

  • mother and adult son

    It’s not hard to end up with an adult child on your credit card – and it can feel awkward to ask them to surrender it.

    Making your child an authorized user on your credit card isn’t a bad idea – many parents do so when a teenager starts driving. It allows your teen to use our credit to make purchases before they can qualify for a card, provides a way to cover emergencies, and helps build a credit history.

  • older man and woman laughing with dog

    Your Retirement Checklist

    October 10, 2019 | Tips

    What should you try to do within five years of deciding to retire?

    Put these items on your to-do list.