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  • man in holiday sweater shopping with credit card

    Managing Holiday Expenses

    November 14, 2019 | Tips

    According to a 2017 survey from mobile startup Varo, 74% of Americans say they often fail to budget properly for the holidays. And so many end up racking up holiday debt, particularly on credit cards.

    The problem is debt on credit cards tend to linger past the holiday season. According to a 2018 Magnify Money survey, 49% of holiday shoppers said it would take five months or longer to pay the season’s debt off their credit cards. Meaning, those shoppers were going to paying for their 2018 holiday debt well into May of 2019.

  • financial statement

    What is Portfolio Management?

    November 12, 2019 | Tips

    Your retirement accounts, those shares of stock your great uncle left you and the cash you’ve set aside to dabble in the market – broadly speaking, this collection of accounts is your portfolio.

    Portfolio management – done on your own or by a professional portfolio manager or an automated investing service – means coming up with and executing a cohesive investing strategy based on your goals, timeline and stomach for risk. Or, in more by-the-book terms...

  • woman with her mother and daughter

    If you find yourself squeezed between caring for your children and caring for your aging parents, you’re part of what’s now referred to as the Sandwich Generation. It’s a scenario faced by nearly half (47%) of adults now in their 40s and 50s, according to a Pew Research Center study, and it can be a recipe for financial disaster. Here are some things you can do to help keep your finances on track, while meeting your family responsibilities.

  • woman thinking about a house and her money

    The majority of millennials don’t own a home – and many have student loans to blame for that. According to a recent survey from Bankrate, a whopping 61% of millennials don’t yet own a home, and nearly a quarter of them say student loan debt is the culprit.

  • man surprising woman with new car

    No payments for 90 days

    .50% discount on new vehicles with rates as low as 2.99% APR1 on terms up to 54 months
    .50% discount on pre-owned vehicles or refis with rates as low as 3.24% APR1 on terms up to 54 months

    Lower your rate even more!

    Take another .50% discount off your APR with Enterprise Car Sales or CU at the Wheel1


  • Holiday Hours

    Holiday Hours

    November 01, 2019 | Alerts

    SCE FCU branches will be closed on the following days. You still have access to your accounts 24/7 through Online & Mobile Banking or FastLine phone teller at 800.866.6575.

  • statement inserts - blog image

    Statement Inserts

    November 01, 2019 | Statements

    Here are your monthly statement inserts. In addition to these items, each statement also includes your monthly disclosures.

  • man carrying woman into home

    We're providing down payment and closing cost assistance for California and Nevada homebuyers through several new programs to help you get into a new home with little or no down payment.

    • CalHFA FHA & CalHFA Conventional
    • CalPLUS with ZIP
    • MyHome Assistance Program
    • School Teacher & Employee Assistance Program (STEAP)
    • Home at Last

    Want to save even more? Ask us about our real estate service "CMF Home Rewards".


  • person handing bowl of food to another person

    40 million Americans struggle with hunger

    1 out of 6 children may not know where their next meal is coming from

    If these stats bother you as much as they bother us, we have a suggestion.

  • man with dollar sign jet pack

    Setting SMART Financial Goals

    October 31, 2019 | Tips

    Has something beneficial ever happened to you with no effort on your part? Sometimes good things just happen, but usually it takes some planning and effort on your part to make those good things happen.

    Setting financial goals is an integral part of financial success. Financial goals help to guide your short- and long-term spending decisions because they force you to identify priorities for your money.