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Certificates

Our certificate accounts help you earn more on your money. Choose from a variety of terms and rates to fit your needs.

  • Terms from 91 days to 60 months
  • $1,000 minimum opening balance
  • Dividends compound at maturity for 91-day term; all other terms compound monthly
  • No fees to maintain your account

Rates & Fees

Rate Table: Certificates & IRAs

Certificate & IRA Rates
  Dividend7 APY8 Compounding Minimum Balance Minimum Deposit
91 Days11 1.24% 1.25% At maturity $1,000 $0
6 Months11 1.39% 1.40% Monthly $1,000 $0
12 Months 1.64% 1.65% Monthly $1,000 $0
18 Months 1.74% 1.75% Monthly $1,000 $0
24 Months 1.88% 1.90% Monthly $1,000 $0
36 Months 2.03% 2.05% Monthly $1,000 $0
48 Months 2.23% 2.25% Monthly $1,000 $0
60 Months 2.47% 2.50% Monthly $1,000 $0

Fees & Charges

Printable Rate Sheet

 

  • Current SCE FCU Members

    Request to open your Certificate here.

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